Wright-Patt Credit Union
Wright-Patt Credit Union is a US credit union or financial cooperative headquartered in Beavercreek, Ohio. The credit union was originally headquartered in Fairborn, Ohio; however, it relocated in early 2014. WPCU is registered as a state-chartered credit union, is the largest member-owned credit union in Ohio, and is one of the 50 largest credit unions in the United States., WPCU has over $7.1 billion in assets, and over 446,000 members. WPCU is federally insured by the National Credit Union Administration, which insures accounts in federal and most state-chartered credit unions in the United States. Deposits with Wright-Patt Credit Union are insured to $250,000.
History
The organization that is now Wright-Patt Credit Union was founded in 1932. It was during the national economic depression of the early 1930s that federal employees at Wright Field recognized the need for an “every person” financial institution. Since that time, WPCU has become Ohio's largest member-owned credit union and one of the largest in the United States. Today, WPCU serves thousands of members from numerous employer and community groups and associations. WPCU has been known by the following names since its inception:- In 1932 – F.E.U. Local 148 Credit Union
- In 1948 – Wright Field Credit Union
- In 1951 – Dayton Federal Employees Credit Union
- In 1962 – Wright-Patt Credit Union
Membership
As with all credit unions, membership in Wright-Patt Credit Union is limited to individuals sharing the common bond defined in its credit union charter. WPCU primarily serves the Greater Dayton Area in the Miami Valley Region of Ohio, but other select areas are also eligible to join. Membership in WPCU is limited to the following:- Individuals who live, work, worship or attend school in Butler, Champaign, Clark, Clermont, Clinton, Darke, Delaware, Fairfield, Franklin, Greene, Hamilton, Licking, Madison, Miami, Montgomery, Pickaway, Preble, Union, or Warren Counties in Ohio.
- Military and civilian employees of Wright-Patterson Air Force Base.
- Military personnel residing in a 14-county area adjacent to the Fairborn area who do not have a credit union available.
- Retired United States Government military and civilian personnel.
- Government employees residing near WPAFB who do not have credit union facilities at their places of employment.
- Wright State University students, faculty, staff, and Alumni Association members.
- Select groups made up of people associated through employment, geographic location, or other organizational affiliation.
- Spouses, children, and certain other relatives of those eligible for WPCU membership.