National Housing Trust


The National Housing Trust is managed by the Government of Jamaica. The trust finances and constructs housing in Jamaica.
WWW nht.gov.jm

Function

The NHT finances and constructs housing in Jamaica. It was proposed as a financial institution. The trust is the largest source of mortgages in the nation. The trust invests in several companies. From 2018 to 2022, the NHT completed around 2,100 houses per year.

History

The NHT was founded in 1976 with the National Housing Trust Act. It was proposed in October 1975 by Michael Manley, Prime Minister of Jamaica.
In the aftermath of Hurricane Melissa in 2025, the trust purchased 5,000 container homes to aid with rapid recovery. A six-month-long moratorium on mortgages was also issued for 20,000 properties.