M-84


The M-84 is a Yugoslav main battle tank based on the Soviet T-72. It is still in service with Bosnia and Herzegovina, Croatia, Serbia, Slovenia, Kuwait, and Ukraine.

Development and production

Development

The M-84 was designed and developed by the Military Technical Institute in Belgrade. It is based on the Soviet T-72M, the export variant of T-72A, brought to T-72M1 standard, with many improvements, including a domestic fire-control system that the T-72M lacked, improved composite armor, and a 1,000-hp engine. The M-84 entered service with the Yugoslav People's Army in 1984, and the improved M-84A version entered service a few years later, the M-84A housing an upgraded engine. Other variants were introduced later, most being modernization packages.

Production in Yugoslavia

About 240 Yugoslav factories directly participated in the production of the M-84, and about 1,000 others participated indirectly. The manufacturer was chosen by Josip Broz Tito to be the Đuro Đaković in Croatia, over other proposed manufacturers in Serbia: IMK 14. oktobar Kruševac, Goša FOM Smederevska Palanka and Mašinska Industrija Niš, at that time the biggest producers of locomotives and wagons in Yugoslavia. The biggest manufacturers directly involved in production of the M-84 main battle tank in SFR Yugoslavia and Federal Republic of Yugoslavia among former republics were:
  • Đuro Đaković, Slavonski Brod, Croatia – integrator and assembler, tank hull, metalwork, maintenance, LCS
  • Bratstvo, Novi Travnik, Bosnia and Herzegovina – with 125mm gun
  • Slovenske železarne, Ravne, Slovenia – steel, turret and armor
  • Iskra, Slovenia – laser designation
  • FAMOS, Sarajevo, Bosnia and Herzegovina – engine
  • PPT-Petoletka, Trstenik, Serbia – hydraulics and turret movement system
  • ATB Sever, Subotica, Serbia – automatic loading system
  • Rudi Čajavec, Banja Luka, Bosnia and Herzegovina – electronics and communications systems
  • Zrak, Sarajevo, Bosnia and Herzegovina – optics
  • Pretis, Vogošća, Bosnia and Herzegovina – ammunition
  • Sloboda, Čačak, Serbia – ammunition
  • Zastava Arms, Kragujevac, Serbia – coaxial 7.62mm and anti-aircraft 12.7mm machine gun
  • Metalski Zavod Tito, Skopje, North Macedonia – transmission parts
  • 14. oktobar, Kruševac, Serbia – engine and transmission parts

    Production and development in Serbia

  • Technical Overhaul Institute "Čačak", Čačak – integrator and assembler, reactive armor and other armor
  • ATB Sever, Subotica – automatic loading system
  • Sloboda, Čačak – ammunition and smoke discharge units
  • PPT Namenska, Trstenik – hydraulics, transmission parts and turret movement system
  • Teleoptik-žiroskopi, Zemun – optics, gyroscopes and gyroscopic devices and Fire-control system with software, electronics and electronic elements of active protection system
  • Zastava kovačnica, Kragujevac – tank tracks
  • 14. oktobar, Kruševac – modular tank engine, engine and transmission parts, shell parts for ammunition
  • Yugoimport SDPR, Velika Plana – 125mm gun and barrels, welded turrets, RCWS, radiological-chemical subsystem, fire suppression subsystems
  • Imtel komunikacije, Belgrade – radar warning and direction finding system
  • Zastava Arms, Kragujevac – machine-guns 12.7mm and coaxial 7.62mm

    Exports

About 150 M-84 tanks were exported to Kuwait. The disintegration of Yugoslavia in the 1990s prevented further exports of the M-84. Sales of the M-84 including negotiations of contracts with foreign partners were done through Yugoimport SDPR, at that time acting as a Yugoslav state agency. Production and delivery was performed by Đuro Đaković.

Design

Armament

The M-84A is armed with a 125 mm smoothbore cannon derived from the Soviet 2A46. The fume extractor positioned in the middle of the barrel is shielded with a thermal coating that minimizes deformation of the barrel from high temperatures and ensures it is cooled at the same rate during rapid firing. The M-84 uses an automatic loader, which enables it to sustain a firing rate of 8 rounds per minute.
The cannon's 40 rounds of ammunition are stowed in the hull of the tank beneath the turret. This concept was inherited from the original Soviet design for the T-72, and is both a strength and weakness of the tank. The lower hull beneath the turret is one of the least likely place to be hit and penetrated by antitank rounds or mines, but in the event of penetration and secondary detonation of the ammunition the crew and tank are unlikely to survive the resulting catastrophic explosion.
Along with its primary armament, the M-84 is also armed with one 7.62mm coaxial machine gun, and one 12.7mm anti-aircraft gun mounted on the commander's turret.
All versions of the M-84 have a crew of three. The commander sits on the right side of the turret, the gunner on the left, and the driver sits centrally at the front of the vehicle. Like most Soviet-derived vehicles, the M-84 series of tanks have an autoloader rather than a manual loader.

Protection

The basic tank has a cast steel turret with maximal thickness of 410mm; later, in the M-84A version, a segment made out of a non-metal, most likely rubber and boron carbide, was sandwiched between layers of steel. The glacis uses laminate armor, glass in plastic resin between two steel plates; in the A version a 16mm steel plate was welded on the glacis. Total armor protection ranges between 550mm-650mm for the glacis and 560mm-700mm for the turret. During the wars in Yugoslavia the M-84's frontal armor proved very effective against any type of AT threat. Side or rear hits often result in a catastrophic ammo explosion.
Twelve smoke grenades are positioned in front of the turret in banks of five and seven grenades. Night vision and gunner's sights are positioned on the top-right side of the turret. The M-84 has a searchlight used in short-range combat situations.
The M-84 tank has nuclear, biological and chemical protection capabilities.

Mobility

The base M-84 engine is a 12-cylinder water-cooled V46-6 diesel engine, rated at 574 kW. The improved M-84A has a more powerful, V46-TK 735 kW engine. With maximum fuel load of 1,200 litres the tank's range is 450 km, extendable to 650 km, with external fuel tanks.
The Croatian-made variants have enhanced power plants. The M-84A4 Sniper model has a German-built engine, while the M-84D has an engine, the most powerful of all M-84 variants. The M-84D also has greater fuel capacity.
The tank can ford 1.2 meters of water, increasing to 5 meters with a snorkel.

Variants

  • M-84 – initial version based on the Soviet T-72M and produced between 1984 and 1987. Less than 150 units manufactured
  • M-84A – upgraded version similar to the Soviet T-72M1 but with a significantly more powerful engine and additional armour plating. It comes with the new SUV-M-84 computerized fire-control system, including the DNNS-2 gunner's day/night sight, with independent stabilization in two planes and integral laser rangefinder. It also comes with the TNP-160 periscope, TNPA-65 auxiliary periscope, and DNKS-2 day/night commander's periscopes, as well as the TNPO-168V driver's periscope. Produced between 1988 and 1991, closely analogous to the M-84AB. Roughly 450 vehicles manufactured including the M-84AB
  • M-84AB – Kuwaiti version of the M-84A, fitted with new communication and intercom systems. The Kuwaiti 35th Ash-Shahid Armoured Brigade, armed with several dozen M-84ABs, took part in Operation Desert Storm. During the fighting two M-84ABs were lost, but both were later recovered. Kuwait originally ordered over 200 tanks, but received only 150 before the break-up of Yugoslavia and the end of tank production. All instruments marked in English and Arabic
  • M-84ABN – M-84AB fitted with land navigation equipment
  • M-84AK / ABK Command Tank – M-84AB version fitted with extensive communication equipment, land navigation equipment, and a generator for the command role
  • M-91 Vihor – further development of the M-84, with the main focus being improving the tank's firepower by installing modern optics and developing improved APFSDS shells. The turret was also redesigned, and some sources say that a new 1200 HP engine was planned. At least 2 prototypes were made before the outbreak of the civil war
  • M-84A4 Sniper – this version includes the all-new SCS-84 day/night sight, DBR-84 ballistic computer, improved elevation and traverse sensors, and EFCS-3 fire control system. Croatia purchased around 40 of these models from 1996 till 2003 from its domestic factory. It is rumored, but not officially confirmed, that these tanks have a different engine of German origin, rated at 1,100 hp instead of the 1,000 hp engine originally installed. A Racal communication suite replaced the older communication set. By 2008 the entire Croatian M-84 tank fleet had been upgraded to the M-84A4 standard
  • M-84AI armoured recovery vehicle – during the mid-1990s Kuwait requested an armoured recovery vehicle variant of the M-84A tank as part of the deal to buy a large batch of M-84A tanks. The vehicle had to be developed in very short time so it was decided that it should be based on an already working foreign vehicle rather than designed and built independently. The Polish WZT-3 license was bought and Polish parts were used in the M-84AI project completed in the "14 October" factory in Kruševac. There was also a plan for a M-84ABI for Kuwait, but this idea failed. It is armed only with a 12.7mm machine-gun fitted to the commander's hatch and 12 smoke grenade mortars. Standard equipment includes: A TD-50 crane, front-mounted stabilizing dozer blade, main and secondary winches.
  • M-84D – this variant brings existing M-84 variants to the M-84D standard, equipped with a new 1,200 hp engine and new RRAK ERA armour. The M-84D is equipped with a Samson Remote Controlled Weapon Station and a new Omega ballistic computer. M-84D has an operational range of 700 km and a maximum speed of 65 km/h. It also has a 15% faster auto loader, enabling a rate of fire of 9, rather than 8, rounds per minute. The M-84D is a second version of the upgraded tanks. It has also chains on the back of the tank to protect the engine and has SLAT armor around the ammunition to prevent an ATG or a shell from hitting it. M-84D received few additional upgrades, Turret basket was added to provide extra space for extra ammunition and to provide increased armor protection. Turret basket has additional slat armor, which adds additional armor to the exterior of the tank. M-84D and M-84A4 are to receive 12.7mm Kongsberg Protector Remote Weapon Stations which are to be integrated on to all M-84D and M-84A4 tanks. M-84D will also feature LIRD-4B – Laser irradiation detector and warner and LAHAT anti tank missiles. There is a potential for integration of Swiss 120 mm compact gun developed by RUAG. This option is being now seriously considered as this would allow Croatia to use NATO 120 m standard ammunition. 120 mm RUAG compact gun is a preferred option over German Rheinmetall L44 120 mm cannon which is more expensive and would require German support, whereas RUAG will provide technical know how and technology transfer to Đuro Đaković specijalna vozila d.d. Only two Croatian tanks have been upgraded to this standard due to budgetary restraints
  • M-84AS – upgraded variant of the M-84A, project failed to advance to serial production. New fire control system, new armor consisting of cylindrical pad, high-hardness steel, titanium, aluminum, and NERA as well as modular Kontakt-5 armor, new AT-11 Sniper and Agava-2 thermal sights, and the Shtora defense suite, were all added. The first public appearance of the M-84AS was in 2004 at the Nikinci testing ground. It was very similar to the Russian T-90S, both in appearance and in capability; the differences reportedly consisted of better armour on the T-90S, whereas the M-84AS has superior maneuverability. The M-84AS was also tested by the Kuwaiti Army as part of an international tender. New thermal imaging cameras were mounted for the commander and driver so that the tank can operate at night. It was fitted with the 125 mm 2A46M smooth-bore gun and a 1,200 hp diesel engine giving a maximum speed of 72 km/h.
  • M-84AS1 – upgraded variant of the M-84AS, project failed to advance to serial production. Additional armour, including explosive reactive armour, integrated day-night sighting system with thermal imager, command information system, a soft-kill active protection system, new radio system, Remote-controlled weapons station with 12.7 mm machine gun, and CBRN protection equipment were all added.
  • M-84AS2 – upgraded variant of the M-84AS1, officially unveiled in 2020 and in serial production since 2024. The M-84AS2, tailored for platoon commanders, builds on the earlier AS1 prototype with refined subsystems. Its 125mm smoothbore gun, a Zastava-made evolution of the 2A46M, uses an autoloader to maintain an eight-round-per-minute firing rate, with ammunition including APFSDS rounds penetrating 500mm of armor at 2 km, programmable airburst munitions for infantry, and Refleks ATGMs for targets up to 5 km. A thermal sleeve improves barrel durability during sustained fire. The AS2’s protection suite features the domestically developed M19 explosive reactive armor, with enhanced coverage on the turret roof to counter top-attack threats like drones. Slat armor guards against RPGs, while a soft-kill active protection system, inspired by Russia’s Shtora-1, uses multispectral smoke and laser jammers to disrupt incoming missiles. A 360-degree laser and radar warning system alerts the crew to threats, complemented by automatic fire suppression and NBC protection. The fire-control system includes a GEN III cooled thermal imager, short-wave infrared camera, and laser rangefinder, enabling target detection at 18 km. The commander’s stabilized panoramic sight supports hunter-killer operations, while a battlefield management system links the tank to broader networks. A stabilized 12.7mm remote-controlled weapon station engages drones and infantry safely. Powered by a 1,000 hp V-46-TK diesel engine, the 46-ton tank hits 60 km/h on roads and 45 km/h off-road, with a 600 km range. Upgraded tracks and suspension extend component life to 8,000 km.
  • M-84AS3 – upgraded variant of the M-84AS2, officially unveiled in 2025. It features an active protection system similar to the Iron Fist system by Elbit Systems, designed to intercept incoming projectiles. The armor has been significantly enhanced with extended explosive reactive armour modules covering the entire length of the hull, replacing the previous lattice protection around the engine compartment. The turret includes a new niche whose function may be related to an upgraded autoloader or integration of additional subsystems. The fire control system has been modernized with an integrated day/night sighting system including thermal imager, laser warning receivers, and new sensors for improved situational awareness and targeting accuracy. The tank retains the 125 mm main gun with a thermal sleeve and supports a range of ammunition including programmable high-explosive and armor-piercing rounds. It is also equipped with a remote-controlled weapons station armed with a 12.7 mm heavy machine gun. Additional features include upgraded communications radios and CBRN protection systems. Though a proposal for a domestic-developed 1200 HP engine upgrade exists, the current powerplant remains close to previous versions, estimated around 1000 HP diesel engines.