List of countries by access to financial services


The following list ranks countries by the share of population with access to financial services. Access to financial services is defined as the share of the adult population with an account ownership at a financial institution or with a mobile-money-service provider. The data for the ranking taken from the Global Financial Inclusion Database, which was compiled by the World Bank. Available indicators are reported for 2021–22, 2017, 2014, and 2011.

Country/Territory2011201420172021–22
val|50.63|u=val|61.92|u=val|68.50|u=val|76.20|u=leftAFGval|9.01|u=val|9.96|u=val|14.89|u=val|9.65|u=leftAGOval|39.20|u=val|29.32|u=N/AN/AleftALBval|28.27|u=val|37.99|u=val|40.02|u=val|44.17|u=leftAREval|59.73|u=val|83.74|u=val|88.21|u=val|85.74|u=leftARGval|33.13|u=val|50.20|u=val|48.71|u=val|71.63|u=leftARMval|17.49|u=val|17.67|u=val|47.76|u=val|55.35|u=leftAUSval|99.06|u=val|98.86|u=val|99.52|u=val|99.32|u=leftAUTval|97.08|u=val|96.73|u=val|98.16|u=val|99.95|u=leftAZEval|14.90|u=val|29.15|u=val|28.57|u=val|46.26|u=leftBDIval|7.24|u=val|7.11|u=N/AN/AleftBELval|96.31|u=val|98.13|u=val|98.64|u=val|99.01|u=leftBENval|10.46|u=val|16.62|u=val|38.49|u=val|48.61|u=leftBFAval|13.35|u=val|14.36|u=val|43.16|u=val|36.11|u=leftBGDval|31.74|u=val|30.99|u=val|50.05|u=val|52.81|u=leftBGRval|52.82|u=val|62.99|u=val|72.20|u=val|83.97|u=leftBHRval|64.51|u=val|81.94|u=val|82.61|u=N/AleftBIHval|56.21|u=val|52.69|u=val|58.84|u=val|79.34|u=leftBLRval|58.60|u=val|71.98|u=val|81.16|u=N/AleftBLZN/Aval|48.21|u=N/AN/AleftBOLval|28.03|u=val|41.80|u=val|54.41|u=val|68.89|u=leftBRAval|55.86|u=val|68.12|u=val|70.04|u=val|84.04|u=leftBTNN/Aval|33.67|u=N/AN/AleftBWAval|30.26|u=val|51.96|u=val|51.03|u=val|58.76|u=leftCAFval|3.30|u=N/Aval|13.75|u=N/AleftCANval|95.80|u=val|99.10|u=val|99.73|u=val|99.63|u=leftCHEN/Aval|97.99|u=val|98.43|u=val|99.49|u=leftCHLval|42.18|u=val|63.26|u=val|74.35|u=val|87.06|u=leftCHNval|63.82|u=val|78.93|u=val|79.53|u=val|88.71|u=leftCIVN/Aval|34.32|u=val|41.33|u=val|50.76|u=leftCMRval|14.81|u=val|12.18|u=val|34.59|u=val|51.65|u=leftCODval|3.70|u=val|17.48|u=val|25.83|u=val|27.44|u=leftCOGval|10.05|u=val|17.07|u=val|26.09|u=val|47.14|u=leftCOLval|30.43|u=val|39.00|u=val|45.76|u=val|59.72|u=leftCOMval|21.69|u=N/AN/Aval|34.25|u=leftCRIval|50.36|u=val|64.55|u=val|67.84|u=val|68.49|u=leftCYPval|85.24|u=val|90.15|u=val|88.72|u=val|93.13|u=leftCZEval|80.65|u=val|82.18|u=val|80.99|u=val|94.94|u=leftDEUval|98.13|u=val|98.76|u=val|99.14|u=val|99.98|u=leftDJIval|12.27|u=N/AN/AN/AleftDNKval|99.74|u=val|100.00|u=val|99.92|u=val|100.00|u=leftDOMval|38.20|u=val|54.09|u=val|56.24|u=val|51.30|u=leftDZAval|33.29|u=val|50.48|u=val|42.78|u=val|44.10|u=leftECUval|36.74|u=val|46.21|u=val|51.25|u=val|64.18|u=leftEGYval|9.72|u=val|14.13|u=val|32.78|u=val|27.44|u=leftESPval|93.28|u=val|97.58|u=val|93.76|u=val|98.30|u=leftESTval|96.82|u=val|97.67|u=val|97.99|u=val|99.38|u=leftETHN/Aval|21.79|u=val|34.83|u=val|46.48|u=leftFINval|99.65|u=val|100.00|u=val|99.79|u=val|99.53|u=leftFRAval|96.98|u=val|96.58|u=val|94.00|u=val|99.24|u=leftGABval|18.95|u=val|33.01|u=val|58.60|u=val|66.09|u=leftGBRval|97.20|u=val|98.93|u=val|96.37|u=val|99.76|u=leftGEOval|32.98|u=val|39.67|u=val|61.23|u=val|70.50|u=leftGHAval|29.43|u=val|40.51|u=val|57.72|u=val|68.23|u=leftGINval|3.69|u=val|6.96|u=val|23.49|u=val|30.44|u=leftGMBN/AN/Aval|28.56|u=val|33.01|u=leftGRCval|77.94|u=val|87.52|u=val|85.47|u=val|94.88|u=leftGTMval|22.32|u=val|41.35|u=val|44.11|u=val|36.98|u=leftHKGval|88.69|u=val|96.15|u=val|95.28|u=val|97.80|u=leftHNDval|20.51|u=val|31.49|u=val|45.34|u=val|37.85|u=leftHRVval|88.39|u=val|86.03|u=val|86.14|u=val|91.80|u=leftHTIval|22.01|u=val|18.86|u=val|32.62|u=N/AleftHUNval|72.67|u=val|72.26|u=val|74.94|u=val|88.22|u=leftIDNval|19.58|u=val|36.06|u=val|48.86|u=val|51.76|u=leftINDval|35.23|u=val|53.14|u=val|79.88|u=val|77.53|u=leftIRLval|93.89|u=val|94.71|u=val|95.34|u=val|99.66|u=leftIRNval|73.68|u=val|92.28|u=val|93.98|u=val|89.98|u=leftIRQval|10.55|u=val|10.97|u=val|22.67|u=val|18.57|u=leftISLN/AN/AN/Aval|100.00|u=leftISRval|90.47|u=val|89.95|u=val|92.81|u=val|92.93|u=leftITAval|71.01|u=val|87.33|u=val|93.79|u=val|97.29|u=leftJAMval|70.99|u=val|78.46|u=N/Aval|73.30|u=leftJORval|25.47|u=val|24.62|u=val|42.49|u=val|47.12|u=leftJPNval|96.42|u=val|96.65|u=val|98.24|u=val|98.49|u=leftKAZval|42.11|u=val|53.91|u=val|58.70|u=val|81.11|u=leftKENval|42.34|u=val|74.66|u=val|81.57|u=val|79.20|u=leftKGZval|3.76|u=val|18.47|u=val|39.94|u=val|45.09|u=leftKHMval|3.66|u=val|22.17|u=val|21.67|u=val|33.39|u=leftKORval|93.05|u=val|94.36|u=val|94.85|u=val|98.67|u=leftKWTval|86.77|u=val|72.91|u=val|79.84|u=N/AleftLAOval|26.77|u=N/Aval|29.06|u=val|37.32|u=leftLBNval|37.03|u=val|46.93|u=val|44.75|u=val|20.70|u=leftLBRval|18.80|u=N/Aval|35.71|u=val|51.63|u=leftLBYN/AN/Aval|65.67|u=N/AleftLKAval|68.53|u=val|82.69|u=val|73.65|u=val|89.27|u=leftLSOval|18.50|u=N/Aval|45.56|u=val|63.63|u=leftLTUval|73.76|u=val|77.91|u=val|82.88|u=val|93.53|u=leftLUXval|94.59|u=val|96.17|u=val|98.77|u=N/AleftLVAval|89.66|u=val|90.22|u=val|93.22|u=val|96.62|u=leftMARN/AN/Aval|28.64|u=val|44.37|u=leftMDAval|18.07|u=val|17.76|u=val|43.79|u=val|64.25|u=leftMDGval|5.52|u=val|8.55|u=val|17.87|u=val|26.30|u=leftMDVN/AN/Aval|79.55|u=N/AleftMEXval|27.43|u=val|39.14|u=val|36.93|u=val|48.97|u=leftMKDval|73.70|u=val|71.80|u=val|76.57|u=val|85.29|u=leftMLIval|8.21|u=val|20.08|u=val|35.42|u=val|43.50|u=leftMLTval|95.27|u=val|96.33|u=val|97.36|u=val|96.45|u=leftMMRN/Aval|22.78|u=val|25.99|u=val|47.79|u=leftMNEval|50.44|u=val|59.83|u=val|68.36|u=N/AleftMNGval|77.72|u=val|91.82|u=val|92.97|u=val|98.46|u=leftMOZN/AN/Aval|41.67|u=val|49.49|u=leftMRTval|17.46|u=val|22.87|u=val|20.87|u=val|23.46|u=leftMUSval|80.12|u=val|82.21|u=val|89.84|u=val|90.53|u=leftMWIval|16.54|u=val|18.09|u=val|33.71|u=val|42.71|u=leftMYSval|66.17|u=val|80.67|u=val|85.34|u=val|88.37|u=leftNAMN/Aval|58.83|u=val|80.63|u=val|71.35|u=leftNERval|1.52|u=val|6.71|u=val|15.52|u=val|11.69|u=leftNGAval|29.67|u=val|44.44|u=val|39.67|u=val|45.32|u=leftNICval|14.22|u=val|19.44|u=val|30.86|u=val|26.03|u=leftNLDval|98.66|u=val|99.30|u=val|99.64|u=val|99.73|u=leftNORN/Aval|100.00|u=val|99.75|u=val|99.48|u=leftNPLval|25.31|u=val|33.80|u=val|45.39|u=val|54.00|u=leftNZLval|99.44|u=val|99.53|u=val|99.18|u=val|98.75|u=leftOMNval|73.60|u=N/AN/AN/AleftPAKval|10.31|u=val|13.04|u=val|21.29|u=val|20.98|u=leftPANval|24.93|u=val|43.66|u=val|46.49|u=val|44.97|u=leftPERval|20.46|u=val|28.98|u=val|42.60|u=val|57.50|u=leftPHLval|26.56|u=val|31.29|u=val|34.50|u=val|51.37|u=leftPOLval|70.19|u=val|77.86|u=val|86.73|u=val|95.72|u=leftPRIN/Aval|69.74|u=N/AN/AleftPRTval|81.23|u=val|87.39|u=val|92.34|u=val|92.65|u=leftPRYval|21.72|u=N/Aval|48.65|u=val|54.42|u=leftPSEval|19.43|u=val|24.24|u=val|25.02|u=val|33.64|u=leftQATval|65.88|u=N/AN/AN/AleftROUval|44.59|u=val|60.84|u=val|57.75|u=val|69.12|u=leftRUSval|48.18|u=val|67.38|u=val|75.76|u=val|89.72|u=leftRWAval|32.76|u=val|42.12|u=val|50.02|u=N/AleftSAUval|46.42|u=val|69.41|u=val|71.70|u=val|74.32|u=leftSDNval|6.90|u=val|15.27|u=N/AN/AleftSENval|5.82|u=val|15.42|u=val|42.34|u=val|55.96|u=leftSGPval|98.22|u=val|96.35|u=val|97.93|u=val|97.55|u=leftSLEval|15.34|u=val|15.58|u=val|19.81|u=val|28.85|u=leftSLVval|13.76|u=val|36.72|u=val|30.35|u=val|35.85|u=leftSOMN/Aval|38.66|u=N/AN/AleftSRBval|62.22|u=val|83.09|u=val|71.44|u=val|89.42|u=leftSSDN/AN/Aval|8.57|u=val|5.83|u=leftSVKval|79.58|u=val|77.24|u=val|84.18|u=val|95.62|u=leftSVNval|97.14|u=val|97.24|u=val|97.53|u=val|99.05|u=leftSWEval|98.99|u=val|99.72|u=val|99.74|u=val|99.69|u=leftSWZval|28.57|u=N/AN/Aval|66.18|u=leftSYRval|23.25|u=N/AN/AN/AleftTCDval|8.96|u=val|12.43|u=val|21.76|u=val|23.65|u=leftTGOval|10.19|u=val|18.25|u=val|45.29|u=val|49.61|u=leftTHAval|72.67|u=val|78.14|u=val|81.59|u=val|95.58|u=leftTJKval|2.53|u=val|11.46|u=val|47.02|u=val|39.49|u=leftTKMval|0.40|u=N/Aval|40.58|u=N/AleftTTOval|75.92|u=N/Aval|80.78|u=N/AleftTUNN/Aval|27.43|u=val|36.91|u=val|36.85|u=leftTURval|57.60|u=val|56.68|u=val|68.59|u=val|74.09|u=leftTZAval|17.26|u=val|39.78|u=val|46.75|u=val|52.43|u=leftUGAval|20.46|u=val|44.45|u=val|59.20|u=val|65.91|u=leftUKRval|41.27|u=val|52.71|u=val|62.90|u=val|83.56|u=leftURYval|23.54|u=val|45.59|u=val|63.87|u=val|74.13|u=leftUSAval|87.96|u=val|93.58|u=val|93.12|u=val|94.95|u=leftUZBval|22.50|u=val|40.71|u=val|37.09|u=val|44.13|u=leftVENval|44.12|u=val|57.03|u=val|73.49|u=val|84.39|u=leftVNMval|21.37|u=val|30.95|u=val|30.80|u=val|56.27|u=leftXKXval|44.31|u=val|47.80|u=val|52.27|u=val|58.01|u=leftYEMval|3.66|u=val|6.45|u=N/Aval|11.90|u=leftZAFval|53.65|u=val|70.32|u=val|69.22|u=val|85.38|u=leftZMBval|21.36|u=val|35.64|u=val|45.86|u=val|48.52|u=leftZWEval|39.65|u=val|32.39|u=val|55.29|u=val|59.75|u=val|41.66|u=val|54.99|u=val|62.98|u=val|71.38|u=val|10.05|u=val|18.74|u=val|31.53|u=val|38.99|u=val|43.33|u=val|57.26|u=val|64.86|u=val|72.37|u=val|30.45|u=val|43.70|u=val|58.27|u=val|62.38|u=val|56.56|u=val|70.93|u=val|72.35|u=val|84.33|u=val|88.24|u=val|92.79|u=val|93.67|u=val|96.36|u=val|89.76|u=val|93.76|u=val|94.46|u=val|97.19|u=