Card reciprocal agreements


In order to expand the acceptance of their credit cards and debit cards, many networks, such as Discover, JCB, UnionPay, BC Card, RuPay and TROY create alliances with other networks.

Existing reciprocal agreements

BrandAccepted Wherever DisplayedNotes
American Express
BC Card
  • Discover
  • JCB
  • UnionPay
  • RuPay
    		• Only BC Global Cards applied. Local BC Cards are not accepted outside South Korea.
  • Discover
  • JCB
  • RuPay
  • UnionPay
  • BC Card
  • TROY
    		• Excludes United States & Canada issued cards, which are MasterCard cards.
    Discover
  • Diners Club
  • JCB
  • RuPay
  • UnionPay
  • DinaCard
  • BC Card
  • TROY
    		• Discover acceptance at Japan's JCB started in 2008.
    JCB
  • Discover
  • Diners Club
  • RuPay
  • BC Card
  • American Express
    		• As of October 12, 2007, JCB Cards must be accepted anywhere Discover Network Cards are accepted in the United States, Puerto Rico, Guam and the Northern Mariana Islands.
    Pulse
  • LINK
  • UnionPay
  • RuPay
    		• Most ATM Networks in the U.S.
    RuPay
  • Discover
  • Diners Club
  • Pulse
  • JCB
  • UnionPay
  • NETS
  • Elo
  • DinaCard
  • BC Card
    		• As of March 7, 2012, Discover Financial Services and National Payments Corporation of India announced they have entered into a strategic alliance.
    TROY
  • Diners Club
  • Discover
    • UnionPay
  • Discover
  • Pulse
  • JCB
  • BC Card
  • RuPay
    		• As of November 1, 2007, UnionPay cards may be accepted where Discover Network cards are accepted in the United States, Canada, Mexico, Central America and the Caribbean.