ATOS Bank
ATOS Bank a.d. Banja Luka is a commercial bank in Bosnia and Herzegovina. It is headquartered in Banja Luka with stakes listed on the Banja Luka Stock Exchange.
ATOS Bank and it is supervised by ABRS banking regulator based on CB BiH regulations.
In March 2024, ATOS Bank and Nova Banka joined the ATM networks and thereby enabled their users to withdraw cash with debit cards free of charge via creating the second ATM network in the Bosnian market after BH mreža bankomata - operated by BAMCARD.
History
Zepter komerc banka a.d. Banja Luka
On 1 March 1999, Zepter komerc banka a.d. Banja Luka was founded in Banja Luka.Volksbank a.d. Banja Luka
In July 2007, Austrian banking group Volksbank International paid KM 82.1 million BAM for the purchase of the shares of Zepter Komerc Banka from Banja Luka and officially became its owner.Bank continued to operate within the international Volksbank group under the new name Volksbank a.d. Banja Luka.
In 2012, Sberbank Europe Group from Russia completed its acquisition of 100 percent of Volksbank International AG, the umbrella institution that owned Volksbank d.d. BH in Sarajevo and Volksbank a.d. in Banja Luka.
Sberbank a.d. Banja Luka
At the beginning of 2013, Volksbank banks in Bosnia and Herzegovina were given the new name "Sberbank" - so former Austrian banks became Russian-owned banks in BiH and received new corporate names: Sberbank a.d. Banja Luka - operated until 2022 and Sberbank BH d.d. Sarajevo, which also operated until 2022.When Russia's largest lender Sberbank announced on February 2, 2022 that it was exiting almost all European markets, blaming a large outflow of cash and threats to its staff and assets following Russia's invasion of Ukraine and international sanctions that followed, according to media reports, it was stated that the operation of Sberbank a.d. Banja Luka was also threatened due War in Ukraine.
Banking Agency of Republika Srpska on 2 March 2022 has announced that the purchase of Sberbank a.d. Banja Luka in RS has been completed by local Nova Banka, owned by the company MG Mind from Mrkonjić Grad, and current name ATOS BANK was presented on 23 May 2022.