Universal Merchant Bank


The Universal Merchant Bank, is a Ghanaian financial institution headquartered in Accra that provides commercial and retail banking services across Ghana.

History

The bank was established on 15 March 1972, the Universal Merchant Bank began its operations as a merchant bank. Over time, the institution expanded its services to encompass retail banking, following the acquisition of a universal banking license in 2005.

Branch Network

The bank's headquarters is situated in the capital city of Ghana, Accra. It operates through various branches and subsidiary entities across multiple locations:
  1. Head office - Located at the SSNIT Emporium Building on Liberation Road, Airport City, Accra
  2. Abeka UMB Branch - Situated at Opsem House, opposite the SSNIT Building
  3. Abossey Okai Branch - Adjacent to the former Fan Milk depot
  4. Achimota Branch - Positioned at Mile 7 Junction, in close proximity to the Goil Filling Station
  5. Adabraka Branch - Found at 123 Sethi Plaza, near the Adabraka Police Station
  6. Airport City Branch - Located on Liberation Road within the SSNIT Emporium Building, Airport City
  7. East Legon Branch - Near the East Legon Restaurant
  8. Junction Mall Branch - Within the premises of Junction Mall, Nungua
  9. Kaneshie Branch - Situated near Hansonic Junction, Fisherman House
  10. Labone Branch - Found at 9 Ndebaninge Road, opposite Labone Secondary School