Smriti's first marriage was to her high school sweetheart at the age of 22-23 who later according to her was a smuggler who cheated and was abusive towards her, she claimed this as a horrific experience and they got divorced within a year. Later she married actor Gautam Gupta on 23November 2017. Their first daughter was born on 15 April 2020. She announced her second pregnancy in April 2024 and the couple welcomed their second daughter on 5 September 2024.