Individual Tontine Accounts
Individual Tontine Accounts is a scholarly work, published in 2018 in ''SSRN Electronic Journal''. The main subjects of the publication include pooling, business, Liberian dollar, public economics, economics, labour economics, life annuity, health economics, financial literacy, portfolio, ageing, actuarial science, life insurance, and Downside risk. The authors envision the ITA as being complementary to an individual retirement account (IRA), allowing retirees to derive extra income from savings without taking on additional investment risk and to obtain lifetime income at a lower cost than with comparable insurance products.