Caleb Hammer
Caleb Hammer is an American YouTuber best known for hosting Financial Audit, a show analyzing guests' personal finance.
Life and career
Hammer was born and raised in Kalamazoo, Michigan. He describes his family life as average and not having a lot of money. He briefly studied music composition at Western Michigan University, but dropped out after his YouTube channel began to take off. Hammer resides in Austin, Texas.In summer 2022, Hammer started posting his show, Financial Audit, to YouTube. The show analyzes guests' bank statements and debts to challenge their spending habits. Within a year, his channel garnered over 360,000 subscribers, and his TikTok account hosting clips of the show grew to 250,000 followers. By November 2025, the channel had accumulated two billion views and become the biggest membership channel on the platform. In the same month, Caleb Hammer signed with the Creative Artists Agency.
In late 2024, Hammer launched a YouTube membership program titled . The subscription gives audience members access to 8 exclusive members-only shows, including Hammer it Out, Behind the Scenes, Audit Breakdown, Budget Buddies, Post Show, Fat & Fatter, Audit Update, and Exclusive Member Audits.
Hammer also has a second YouTube channel titled Caleb Hammer LIVE, where he uploads clips from his Twitch streams. However as of late 2025, Hammer took a hiatus from live-streaming due to scheduling conflicts and lack of time.
Financial Audit has had notable guests like Michigan Democratic Governor Gretchen Whitmer. The interview covered Michigan's debt, food stamps, and her own political leanings.