Buy-up coverage

Buy-up coverage is the portion of crop insurance coverage for which a participating
farmer in the US pays a premium. During the 2000s, the system offered catastrophic crop insurance coverage
without any premium payments required of the farmer. Any coverage purchased
above the CAT level was referred to as buy-up coverage, and was partially subsidized by the
US federal government.
The Agricultural Act of 2014 adjusted buy-up coverage limits and premium payments, along with buyers' costs, as part of a shift away from direct subsidies.