Banca Transilvania


Banca Transilvania S.A. is a banking institution with headquarters in Cluj-Napoca, Romania. The bank was founded in 1993 in Cluj-Napoca with a capital of 2 billion RON, of which 79% was Romanian and 21% foreign.
BT is the largest bank in Romania in terms of assets, with a market share of over 16%. Its activities are organized into four main business lines: corporate banking, IMM, retail banking and medical division. BT has about 3.6 million customers, 550 locations, and over 7,000 employees. Since June 2013, the CEO of BT has been Ömer Tetik.
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History

The European Bank for Reconstruction and Development was at some point the largest shareholder in the bank.
In 2013, Banca Transilvania was considered the third largest bank in Romania, not having experienced losses during a financial crisis plaguing the nation in the year.
In 1997, it became the first bank in Romania to be listed on the Bucharest Stock Exchange It entered Superbrands Romania for the first time in 2013. Furthermore, it also launched the Western Union money transfer service via Internet Banking and ATM.
In 2021, Banca Transilvania bought Polish Idea Bank Romanian unit and renamed it to Salt Bank in November 2023.
In July 2024, Banca Transilvania acquired Hungarian OTP Bank unit in Romania and its merger into Banca Transilvania in March 2025.

Bank net profit

  • 2007: 102 million euros
  • 2008: 108.2 million euros
  • 2009: 14.6 million euros
  • 2010: 24.43 million euros
  • 2011: 51.34 million euros
  • 2012: 71.98 million euros
  • 2013: 83.44 million euros

Bank assets

  • 2006: 1.2 billion euros
  • 2007: 3.8 billion euros
  • 2008: 4.2 billion euros
  • 2009: 4.6 billion euros
  • 2010: 4.8 million euros
  • 2011: 5.8 million euros
  • 2012: 6.6 million euros
  • 2013: 7.1 billion euros
Banca Transilvania's stock value was headed in 2007 toward 2 billion euros, but after drastic corrections on the financial markets, the bank reached a stock value of below 300 million euros in April 2009.
In December 2009, Bank of Cyprus acquired 9.7% of Banca Transilvania's shares through several transactions made on Bucharest Stock Exchange totaling 58 million euros.
Banca Transilvania registered for Q1 of 2014, a net profit of 103.4 million lei, almost 23 million euros, having a 23% increase since last year's same period.

The BT Financial Group

The BT Financial Group was formed in 2003, and includes Banca Transilvania, BT Asset Management, BT Direct, BT Leasing, BT Securities, Factoring company, BT Finop Leasing and Medicredit. BT has 100% equity shares or majority positions in the other parts of the group, all of which use the BT logo.
BT Asset Management manages the group activities. It was founded in 2005 and manages the BT Maxim, BT Classic and BT Invest 1 closed-end investment funds, which hold shares in Romanian companies with high growth potential. In 2007, BT Asset Management was the leading Romanian mutual fund with a market share of 15.3%, in 2008 it slipped to 5th place, with a market share of 5.2% and assets of 77.3 million RON.

Shareholders

As of October 2025, 79.37% of Banca Transilvania's shares are controlled by Romanian investors, while only 20.63% of its shares were controlled by international investors.

Sponsorships

• 2021: it becomes the official jersey sponsor of the Romanian national basketball team, U-BT Cluj-Napoca and Romania national under-21 football team
• 2025: on 1 august during the Hungarian Grand Prix Banca Transilvania officially becomes one of the sponsors of McLaren-Mercedes Formula 1 Team