Ant International
Ant International is a Singapore-based financial technology company that provides digital payment, digitization, and financial services across international markets, including Asia, Europe, the Middle East, and Latin America.
History
Ant International was founded in 2023 as part of Ant Group’s initiative to expand its services beyond the Chinese mainland. It initially operated as the global business arm of Ant Group, focusing on digital payments and financial services in international markets.In March 2024, Ant Group announced a restructuring of some of its operations into independently managed business units. As a result of this reorganization, Ant International became an independently operated company. Following its establishment, the company introduced several digital finance platforms and expanded its services globally.
Business model
Ant International operates a business model focused on providing digital payment and financial services to financial institutions and merchants. The company develops and manages platforms that facilitate electronic payments, digital wallet interoperability, and financial services for businesses engaged in international trade. Its services include Alipay+, solutions that links various regional e-wallets to support cross-border transactions; Antom, which provides merchant payment systems and related tools; WorldFirst, a platform offering international payment and financial services for small and medium-sized enterprises; and Bettr, which supports the integration of credit services into third-party platforms.To enhance transaction security, Ant International employs an artificial intelligence-based system known as AI SHIELD, which is intended to identify and address fraudulent activity during payment processing.