KY 195 begins at an intersection with KY 197 in Ashcamp, within Pike County. It travels in a fairly northwestern direction. It curves to the north-northwest, at a point just north of Hellier, and begins paralleling Marrowbone Creek. It travels through Big Branch. It then crosses over Marrowbone Creek and passes Maritha JohnsonCemetery just before curving to the northeast. Just before entering Lookout, it has a second crossing of Marrowbone Creek. In Lookout, it intersects the eastern terminus of KY 611. KY 195 travels through Rockhouse and curves to the east. It curves to the north-northeast to have an interchange with KY 3174 and a third crossing of Marrowbone Creek just south of Wolfpit. Just before leaving Wolfpit, it crosses Wolfpit Branch. The highway immediately curves to the northeast. It crosses over some railroad tracks and crosses over Russell Fork on the Earl JohnsonMemorial Bridge just before meets its northern terminus, an intersection with US 460/KY 80.